Terms and Conditions
Loan Origination Services
pe-file is not a lender and does not make loans or credit decisions
in connection with loans. pe-file does not endorse, recommend or
favor the products of any participating lender. pe-file is not an
agent of either you, the User, or any participating lender. pe-file's
services are administrative and consultative only. You should rely
on your own judgment in deciding which available loan product best
suits your needs and financial means. The lender you select is
solely responsible for its services to you, and you agree that pe-file
shall not be liable for any damages or costs of any type arising out
of or in any way connected with your use of such services. pe-file
and/or participating lenders expressly reserve the right to
discontinue, suspend or terminate the offering of any loan product
in any specific state through this Web site. pe-file does not
guarantee acceptance into any particular loan program or specific
loan terms or conditions with any participating lender; loan
approval standards are established and maintained solely by
individual lenders. Likewise, pe-file does not guarantee that the
loan terms or rates offered and made available by participating
lenders through this Web site are the best terms or lowest rates
available in the market. Unless expressly stated in writing, nothing
contained herein shall constitute an offer or promise for a loan
commitment or interest rate lock-in agreement. There is no guarantee
that a loan will be given to any party using these services. There
is no charge to you for use of the Site.
Disclaimers and Limitations
pe-file intends that the information contained in this Web site be
accurate and reliable; however, errors sometimes occur. In addition,
changes and improvements to the information provided herein may be
made by pe-file at any time. THIS WEB SITE AND THE INFORMATION,
SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS
IS." pe-file AND/OR ITS SUPPLIERS OR PARTICIPATING LENDERS DISCLAIM
ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY
MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION,
SOFTWARE, PRODUCTS AND SERVICES PROVIDED HEREIN, INCLUDING WITHOUT
LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. USE OF THIS WEB
SITE IS AT YOUR OWN RISK. pe-file AND/OR ITS SUPPLIERS OR
PARTICIPATING LENDERS ARE NOT LIABLE FOR ANY DIRECT, INDIRECT,
PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER
INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS
WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR
ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH
THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE,
WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT,
TORTUOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN
IF pe-file AND/OR ITS SUPPLIERS HAD BEEN ADVISED OF THE POSSIBILITY
OF DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED
WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
Applicable Laws
We control and operate this Site from our offices in the United
States of America. We do not represent that materials on the Site
are appropriate or available for use in other locations. Persons who
choose to access this Site from other locations do so on their own
initiative, and are responsible for compliance with local laws, if
and to the extent local laws are applicable.
Miscellaneous.
The Terms and Conditions and the relationship between you and us
shall be governed by the laws of the State of California without
regard to its conflict of law provisions. You agree that any use of
action that may arise under the Terms and Conditions shall be
commenced and be heard in the appropriate court in the State of
California. You agree to submit to the personal and exclusive
jurisdiction of the courts located within the State of California.
Our failure to exercise or enforce any right or provision of the
Terms and Conditions shall not constitute a waiver of such right or
provision. If any provision of the Terms and Conditions is found by
a court of competent jurisdiction to be invalid, the parties
nevertheless agree that the court should endeavor to give effect to
the parties' intentions as reflected in the provision, and the other
provisions of the Terms and Conditions remain in full force and
effect. You agree that regardless of any statute or law to the
contrary, any claim or cause of action by you arising out of or
related to use of the Site or the Terms and Conditions must be filed
by you within one (1) year after such claim or cause of action arose
or be forever barred. |
